IDFC FIRST Bank
ReviewedIDFC FIRST Select
Lifetime free with never-expiring points and a 10x rate above ₹20,000 monthly spend.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
Canara Bank · RuPay Select
Canara Bank RuPay Select
RuPay Select benefits include lounge visits, gym offers and rewards on UPI spend.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹500 + GST, renewal ₹500 + GST.
- Annual fee waives once you spend ₹1,00,000 in a card year.
- Headline earn rate: 2 pts per ₹100 incl. UPI.
- Includes complimentary airport lounge access (visit counts vary by tier and spend).
Also worth comparing for upi plus lounge
HDFC Bank
Data verifiedIRCTC HDFC Bank Credit Card
RuPay card that earns on UPI and returns 5% on IRCTC rail bookings with railway lounge access.
5% on IRCTC bookingsLounge access
Annual fee
₹500 + GST
IndusInd Bank
Data verifiedIndusInd Samman RuPay
Designed for government staff, lifetime free, and it earns on UPI transactions.
1 pt per ₹100 on UPI tooLounge access
Annual fee
Lifetime free
Ready to apply for the Canara Bank RuPay Select?
Takes under a minute. We hand you off to Canara Bank's official secure application — no middlemen, no data resold.