Axis Bank
Data verifiedIndianOil Axis Bank Premium
Higher fuel caps aimed at self-employed users running vehicles for business.
6% value back on fuelLounge access
Annual fee
₹1,500 + GST
HDFC Bank · Visa
HDFC Business MoneyBack
Entry business card with utility and vendor payment rewards for self-employed users.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹500 + GST, renewal ₹500 + GST.
- Annual fee waives once you spend ₹50,000 in a card year.
- Headline earn rate: 2 pts per ₹150.
- No complimentary airport lounge access on this card.
Also worth comparing for small business spend
ICICI Bank
Data verifiedICICI Business Advantage Card
Lifetime-free business card focused on fuel savings and expense tracking for small firms.
1 pt per ₹100 + fuel waiver
Annual fee
Lifetime free
YES Bank
Data verifiedYES Bank Business Preferred
Business card for consultants and clinics, with utility and vendor payment accelerators.
6 pts per ₹200Lounge access
Annual fee
₹1,499 + GST
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