HDFC Bank
Data verifiedIRCTC HDFC Bank Credit Card
RuPay card that earns on UPI and returns 5% on IRCTC rail bookings with railway lounge access.
5% on IRCTC bookingsLounge access
Annual fee
₹500 + GST
ICICI Bank · Visa Signature
Adani One ICICI Signature
Reward points across Adani airports, Adani One travel bookings and partner brands.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹1,000 + GST, renewal ₹1,000 + GST.
- No spend-based waiver, so the rewards have to cover the fee.
- Headline earn rate: Up to 7% Adani reward points.
- Includes complimentary airport lounge access (visit counts vary by tier and spend).
Also worth comparing for airport and adani ecosystem
SBI Card
Data verifiedSBI Card PRIME
Milestone e-vouchers, Club Vistara Silver and quarterly lounge access for mid-tier spenders.
10x on dining & groceriesLounge access
Annual fee
₹2,999 + GST
SBI Card
Data verifiedIRCTC SBI Card Platinum
Value back on IRCTC AC class bookings plus complimentary railway lounge access.
10% on AC train ticketsLounge access
Annual fee
₹300 + GST
Ready to apply for the Adani One ICICI Signature?
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