ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
ICICI Bank · Visa / Mastercard
ICICI Bank Platinum Chip
A no-frills lifetime-free card that keeps a credit line open without any annual cost.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Lifetime free — no joining or annual fee.
- No spend condition to keep the card active.
- Headline earn rate: 2 pts per ₹100.
- No complimentary airport lounge access on this card.
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Up to 10x reward pointsLounge access
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HSBC
Data verifiedHSBC Visa Platinum Credit Card
Lifetime-free card with fuel surcharge waiver and instant EMI conversion.
2 points per ₹150
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Ready to apply for the ICICI Bank Platinum Chip?
Takes under a minute. We hand you off to ICICI Bank's official secure application — no middlemen, no data resold.