IDFC FIRST Bank
ReviewedIDFC FIRST Select
Lifetime free with never-expiring points and a 10x rate above ₹20,000 monthly spend.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
IDBI Bank · RuPay
IDBI Bank Imperium Platinum
Straightforward everyday card for IDBI customers with fuel surcharge waiver.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹499 + GST, renewal ₹499 + GST.
- Annual fee waives once you spend ₹50,000 in a card year.
- Headline earn rate: 2 pts per ₹100.
- No complimentary airport lounge access on this card.
Also worth comparing for basic everyday card
AU Small Finance Bank
Data verifiedAU Bank Altura
A ₹199 card that still pays cashback on groceries and fuel — a fine first card.
1.5% on groceries & fuel
Annual fee
₹199 + GST
Bank of Baroda
Data verifiedBoB Easy Credit Card
Fee waives at just ₹25,000 of annual spend, so it is effectively free for most users.
5% on groceries & movies
Annual fee
₹500 + GST
Ready to apply for the IDBI Bank Imperium Platinum?
Takes under a minute. We hand you off to IDBI Bank's official secure application — no middlemen, no data resold.