RBL Bank
Data verifiedRBL Bank Monthly Treats
Low-fee card that pays out as monthly brand vouchers instead of reward points.
Monthly voucher bundle
Annual fee
₹250 + GST
Axis Bank · Visa
Axis Bank NEO
The cheapest Axis card, aimed at students and first-timers who want discount vouchers.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹250 + GST, renewal ₹250 + GST.
- No spend-based waiver, so the rewards have to cover the fee.
- Headline earn rate: 1 EDGE point per ₹200.
- No complimentary airport lounge access on this card.
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HDFC Bank
Data verifiedHDFC MoneyBack+
Low-fee starter card with 10x CashPoints on Amazon, Flipkart, Swiggy, BigBasket and Reliance Smart.
10x on select merchants
Annual fee
₹500 + GST
Ready to apply for the Axis Bank NEO?
Takes under a minute. We hand you off to Axis Bank's official secure application — no middlemen, no data resold.