ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
The catalogue
Every card we track in India, in one place.
181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.
Showing 24 of 59 cards
SBI Card
Top pickSBI Cashback Card
5% cashback on almost every online merchant with no category list to memorise.
5% online, 1% offline
Annual fee
₹999 + GST
HDFC Bank
Best valueTata Neu Infinity HDFC Bank
The strongest RuPay option, earning NeuCoins on UPI plus 5% across Tata brands.
Up to 5% NeuCoinsLounge access
Annual fee
₹1,499 + GST
HDFC Bank
ReviewedHDFC Bank Infinia
India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.
5 pts per ₹150Lounge access
Annual fee
₹12,500 + GST
HDFC Bank
ReviewedHDFC Bank Millennia
5% cashback across ten popular online brands with a fee most users waive on spend.
5% on select merchantsLounge access
Annual fee
₹1,000 + GST
American Express
Data verifiedAmerican Express SmartEarn
10x points on Amazon, Flipkart, Swiggy, Zomato and Uber at the lowest Amex fee.
10x on select partners
Annual fee
₹495 + GST
American Express
Data verifiedAmex Membership Rewards Card
Milestone bonus points and a voucher-led catalogue that suits steady monthly spenders.
1 MR point per ₹50
Annual fee
₹4,500 + GST
AU Small Finance Bank
Data verifiedAU Bank LIT Credit Card
Subscribe only to the benefits you want each quarter and pay nothing when you pause.
Choose your own benefitsLounge access
Annual fee
Lifetime free
AU Small Finance Bank
Data verifiedAU Bank Vetta
Pick two 10x categories each quarter and route your biggest spends through them.
Up to 10 pts per ₹100Lounge access
Annual fee
₹4,999 + GST
Axis Bank
Data verifiedAxis Bank ACE
5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.
5% on bills via Google PayLounge access
Annual fee
₹499 + GST
Axis Bank
Data verifiedAxis Bank CRED Credit Card
Invite-led lifetime-free card managed inside the CRED app with coin-based rewards.
Up to 5% CRED coinsLounge access
Annual fee
Lifetime free
Axis Bank
Data verifiedAxis Bank NEO
The cheapest Axis card, aimed at students and first-timers who want discount vouchers.
1 EDGE point per ₹200
Annual fee
₹250 + GST
Axis Bank
Data verifiedAxis Bank Privilege
Annual shopping voucher and lounge access that together cover the fee at moderate spend.
10 EDGE points per ₹200Lounge access
Annual fee
₹1,500 + GST
Axis Bank
Data verifiedAxis Bank Rewards (ex-Citi)
Migrated Citi Rewards card, still one of the better apparel and department store earners.
10x on apparel & department stores
Annual fee
₹1,000 + GST
Axis Bank
Data verifiedAxis Bank Rewards Card
Accelerated points on apparel, departmental stores and jewellery spend.
10 EDGE points per ₹200Lounge access
Annual fee
₹1,000 + GST
Axis Bank
Data verifiedAxis Bank Samsung Infinite
Large cashback pool on Samsung purchases, best timed around a device upgrade.
10% cashback on SamsungLounge access
Annual fee
₹5,000 + GST
Axis Bank
Data verifiedAxis Bank Samsung Signature
Lower-fee Samsung co-brand for a single big-ticket device purchase each year.
6% cashback on SamsungLounge access
Annual fee
₹1,500 + GST
Axis Bank
Data verifiedAxis Bank SELECT
BigBasket and Swiggy vouchers each month with domestic and international lounge visits.
10 EDGE points per ₹200Lounge access
Annual fee
₹3,000 + GST
SBI Card
Data verifiedBigBasket SBI Card SELECT
5% back on BigBasket orders plus vouchers that offset the annual fee.
5% on BigBasketLounge access
Annual fee
₹1,499 + GST
Bank of Baroda
Data verifiedBoB Snapdeal Credit Card
A ₹249 co-brand that returns Snapdeal vouchers on everyday shopping.
Snapdeal cashback vouchers
Annual fee
₹249 + GST
Bank of Baroda
Data verifiedBoB Tiara Credit Card
Wellness, salon and jewellery benefits with lounge access and milestone vouchers.
5% on select categoriesLounge access
Annual fee
₹2,499 + GST
SBI Card
Data verifiedCroma SBI Card
Useful when buying appliances and gadgets at Croma, with EMI offers stacked on top.
5% on Croma
Annual fee
₹499 + GST
AU Small Finance Bank
Data verifiedEaseMyTrip AU Bank Card
Travel discounts and lounge access at a fee that pays back in two flight bookings.
10% off EaseMyTrip flightsLounge access
Annual fee
₹500 + GST
Federal Bank
Data verifiedFi-Federal Amplifi Credit Card
Digital-first card from the Fi app with partner cashback and no annual fee.
Up to 3% on partner brands
Annual fee
Lifetime free
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