Best Credit Cards logo

Best Credit Cards

bestcreditcards.shop

Browse catalogue
← Back to the catalogue

AU Small Finance Bank · Visa

AU Bank LIT Credit Card

Subscribe only to the benefits you want each quarter and pay nothing when you pause.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

  • Lifetime free — no joining or annual fee.
  • No spend condition to keep the card active.
  • Headline earn rate: Choose your own benefits.
  • Includes complimentary airport lounge access (visit counts vary by tier and spend).

Also worth comparing for customisable benefits

HDFC Bank

Reviewed

HDFC Bank Millennia

5% cashback across ten popular online brands with a fee most users waive on spend.

5% on select merchantsLounge access

Annual fee

₹1,000 + GST

SBI Card

Top pick

SBI Cashback Card

5% cashback on almost every online merchant with no category list to memorise.

5% online, 1% offline

Annual fee

₹999 + GST

ICICI Bank

Best value

Amazon Pay ICICI Credit Card

Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.

5% on Amazon (Prime)

Annual fee

Lifetime free

Ready to apply for the AU Bank LIT Credit Card?

Takes under a minute. We hand you off to AU Small Finance Bank's official secure application — no middlemen, no data resold.

Annual fee

Lifetime free