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Browse catalogue

The catalogue

Every card we track in India, in one place.

181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.

Showing 24 of 78 cards

Axis Bank

Top pick

Axis Bank Atlas

A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.

5x EDGE Miles on travelLounge access

Annual fee

₹5,000 + GST

SBI Card

Top pick

SBI Cashback Card

5% cashback on almost every online merchant with no category list to memorise.

5% online, 1% offline

Annual fee

₹999 + GST

American Express

Reviewed

American Express Platinum Travel

Milestone travel vouchers at ₹1.9L and ₹4L of annual spend comfortably outweigh the fee.

Milestone vouchers + pointsLounge access

Annual fee

₹5,000 + GST

HDFC Bank

Reviewed

HDFC Bank Infinia

India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.

5 pts per ₹150Lounge access

Annual fee

₹12,500 + GST

HDFC Bank

Reviewed

HDFC Bank Millennia

5% cashback across ten popular online brands with a fee most users waive on spend.

5% on select merchantsLounge access

Annual fee

₹1,000 + GST

HDFC Bank

Data verified

6E Rewards IndiGo HDFC Bank

Discount voucher on joining plus 6E Rewards that convert directly into IndiGo fares.

3% 6E Rewards on IndiGoLounge access

Annual fee

₹1,500 + GST

HDFC Bank

Data verified

6E Rewards XL IndiGo HDFC Bank

Higher-tier IndiGo co-brand with better accrual, lounge access and travel insurance.

5% 6E Rewards on IndiGoLounge access

Annual fee

₹3,000 + GST

American Express

Data verified

American Express Gold Charge

A charge card with no preset limit and milestone bonuses for reliable monthly payers.

1 MR point per ₹50Lounge access

Annual fee

₹4,500 + GST

American Express

Data verified

American Express Platinum Card

Hotel elite status across Marriott, Hilton and Taj plus the widest lounge network in India.

1 MR point per ₹40Lounge access

Annual fee

₹66,000 + GST

American Express

Data verified

American Express SmartEarn

10x points on Amazon, Flipkart, Swiggy, Zomato and Uber at the lowest Amex fee.

10x on select partners

Annual fee

₹495 + GST

American Express

Data verified

Amex Marriott Bonvoy Charge Card

Free night award, Silver Elite status and Amex service levels for hotel-heavy travellers.

8 Bonvoy points per ₹150Lounge access

Annual fee

₹3,000 + GST

American Express

Data verified

Amex Membership Rewards Card

Milestone bonus points and a voucher-led catalogue that suits steady monthly spenders.

1 MR point per ₹50

Annual fee

₹4,500 + GST

AU Small Finance Bank

Data verified

AU Bank LIT Credit Card

Subscribe only to the benefits you want each quarter and pay nothing when you pause.

Choose your own benefitsLounge access

Annual fee

Lifetime free

AU Small Finance Bank

Data verified

AU Bank Vetta

Pick two 10x categories each quarter and route your biggest spends through them.

Up to 10 pts per ₹100Lounge access

Annual fee

₹4,999 + GST

AU Small Finance Bank

Data verified

AU Bank Zenith

International lounge access and golf rounds with strong milestone rewards.

Up to 10 pts per ₹100Lounge access

Annual fee

₹4,999 + GST

AU Small Finance Bank

Data verified

AU Bank Zenith+

Metal card with unlimited lounge access, golf and a large annual voucher bundle.

Up to 20 pts per ₹100Lounge access

Annual fee

₹4,999 + GST

Axis Bank

Data verified

Axis Bank Magnus

Long-standing premium favourite with heavy lounge access and milestone travel vouchers.

12 EDGE points per ₹200Lounge access

Annual fee

₹12,500 + GST

Axis Bank

Data verified

Axis Bank MY ZONE

SonyLIV membership, Paytm movie offers and a lounge visit each quarter at a low fee.

4 EDGE points per ₹200Lounge access

Annual fee

₹500 + GST

Axis Bank

Data verified

Axis Bank Privilege

Annual shopping voucher and lounge access that together cover the fee at moderate spend.

10 EDGE points per ₹200Lounge access

Annual fee

₹1,500 + GST

Axis Bank

Data verified

Axis Bank Rewards (ex-Citi)

Migrated Citi Rewards card, still one of the better apparel and department store earners.

10x on apparel & department stores

Annual fee

₹1,000 + GST

Axis Bank

Data verified

Axis Bank Rewards Card

Accelerated points on apparel, departmental stores and jewellery spend.

10 EDGE points per ₹200Lounge access

Annual fee

₹1,000 + GST

Axis Bank

Data verified

Axis Bank SELECT

BigBasket and Swiggy vouchers each month with domestic and international lounge visits.

10 EDGE points per ₹200Lounge access

Annual fee

₹3,000 + GST

Bank of Baroda

Data verified

BoB Eterna Credit Card

5% accelerated earning on travel, dining and international spend plus lounge access.

5% on travel & diningLounge access

Annual fee

₹2,499 + GST

Bank of Baroda

Data verified

BoB IPL RuPay Credit Card

Match-linked cashback events, RuPay UPI earning and food delivery accelerators.

Up to 5% on food & movies

Annual fee

₹500 + GST

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