Best Credit Cards logo

Best Credit Cards

bestcreditcards.shop

Browse catalogue
← Back to the catalogue

American Express · American Express

American Express Platinum Card

Hotel elite status across Marriott, Hilton and Taj plus the widest lounge network in India.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

  • Joining fee ₹66,000 + GST, renewal ₹66,000 + GST.
  • No spend-based waiver, so the rewards have to cover the fee.
  • Headline earn rate: 1 MR point per ₹40.
  • Includes complimentary airport lounge access (visit counts vary by tier and spend).

Also worth comparing for luxury travel and hotels

HDFC Bank

Reviewed

HDFC Bank Infinia

India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.

5 pts per ₹150Lounge access

Annual fee

₹12,500 + GST

Axis Bank

Top pick

Axis Bank Atlas

A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.

5x EDGE Miles on travelLounge access

Annual fee

₹5,000 + GST

HDFC Bank

Data verified

HDFC Diners Club Black Metal

Metal super-premium card with unlimited lounge visits and 2x golf and dining memberships.

5 pts per ₹150Lounge access

Annual fee

₹10,000 + GST

Ready to apply for the American Express Platinum Card?

Takes under a minute. We hand you off to American Express's official secure application — no middlemen, no data resold.

Annual fee

₹66,000 + GST