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The catalogue

Every card we track in India, in one place.

181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.

Showing 24 of 49 cards

Axis Bank

Top pick

Axis Bank Atlas

A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.

5x EDGE Miles on travelLounge access

Annual fee

₹5,000 + GST

American Express

Reviewed

American Express Platinum Travel

Milestone travel vouchers at ₹1.9L and ₹4L of annual spend comfortably outweigh the fee.

Milestone vouchers + pointsLounge access

Annual fee

₹5,000 + GST

HDFC Bank

Reviewed

HDFC Bank Infinia

India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.

5 pts per ₹150Lounge access

Annual fee

₹12,500 + GST

HDFC Bank

Data verified

6E Rewards XL IndiGo HDFC Bank

Higher-tier IndiGo co-brand with better accrual, lounge access and travel insurance.

5% 6E Rewards on IndiGoLounge access

Annual fee

₹3,000 + GST

SBI Card

Data verified

Air India SBI Signature

Reward miles on Air India tickets with Maharajah Club tier benefits and lounge access.

Up to 30 miles per ₹100Lounge access

Annual fee

₹4,999 + GST

American Express

Data verified

American Express Gold Charge

A charge card with no preset limit and milestone bonuses for reliable monthly payers.

1 MR point per ₹50Lounge access

Annual fee

₹4,500 + GST

American Express

Data verified

American Express Platinum Card

Hotel elite status across Marriott, Hilton and Taj plus the widest lounge network in India.

1 MR point per ₹40Lounge access

Annual fee

₹66,000 + GST

American Express

Data verified

Amex Marriott Bonvoy Charge Card

Free night award, Silver Elite status and Amex service levels for hotel-heavy travellers.

8 Bonvoy points per ₹150Lounge access

Annual fee

₹3,000 + GST

AU Small Finance Bank

Data verified

AU Bank Zenith

International lounge access and golf rounds with strong milestone rewards.

Up to 10 pts per ₹100Lounge access

Annual fee

₹4,999 + GST

AU Small Finance Bank

Data verified

AU Bank Zenith+

Metal card with unlimited lounge access, golf and a large annual voucher bundle.

Up to 20 pts per ₹100Lounge access

Annual fee

₹4,999 + GST

Axis Bank

Data verified

Axis Bank Magnus

Long-standing premium favourite with heavy lounge access and milestone travel vouchers.

12 EDGE points per ₹200Lounge access

Annual fee

₹12,500 + GST

Axis Bank

Data verified

Axis Bank Prestige (ex-Citi)

Fourth-night-free hotel benefit carried over from Citi's premium portfolio.

1 pt per ₹100 + hotel nightLounge access

Annual fee

₹20,000 + GST

Axis Bank

Data verified

Axis Bank Reserve

Invitation-grade card with concierge, unlimited lounges and the widest travel insurance cover.

15 EDGE points per ₹200Lounge access

Annual fee

₹50,000 + GST

Axis Bank

Data verified

Axis Bank Samsung Infinite

Large cashback pool on Samsung purchases, best timed around a device upgrade.

10% cashback on SamsungLounge access

Annual fee

₹5,000 + GST

Axis Bank

Data verified

Axis Bank Vistara Infinite

Premium economy and business class tickets on milestones, with top-tier airline status.

6 CV Points per ₹200Lounge access

Annual fee

₹10,000 + GST

Bank of Baroda

Data verified

BoB Eterna Credit Card

5% accelerated earning on travel, dining and international spend plus lounge access.

5% on travel & diningLounge access

Annual fee

₹2,499 + GST

Bank of Baroda

Data verified

BoB Tiara Credit Card

Wellness, salon and jewellery benefits with lounge access and milestone vouchers.

5% on select categoriesLounge access

Annual fee

₹2,499 + GST

SBI Card

Data verified

Club Vistara SBI Card PRIME

Economy ticket voucher each year plus tier status carried into the merged airline programme.

4 CV Points per ₹200Lounge access

Annual fee

₹2,999 + GST

DBS Bank India

Data verified

DBS Bank Vantage Card

Metal card with airline transfers, unlimited lounge access and a large welcome bonus.

5 DBS points per ₹200Lounge access

Annual fee

₹20,000 + GST

Federal Bank

Data verified

Federal Bank Celesta

Offered to Federal Bank relationship customers with lounge access and no annual fee.

Up to 20 pts per ₹100Lounge access

Annual fee

Lifetime free

Axis Bank

Data verified

Flipkart Axis Bank Super Elite

Higher-tier Flipkart co-brand with better caps, lounge access and travel cover.

7.5% on Flipkart & MyntraLounge access

Annual fee

₹3,000 + GST

HDFC Bank

Data verified

HDFC Biz Black Metal

Business-facing metal card with GST-friendly reporting and unlimited lounge access.

5 pts per ₹150Lounge access

Annual fee

₹10,000 + GST

HDFC Bank

Data verified

HDFC Diners Club Black Metal

Metal super-premium card with unlimited lounge visits and 2x golf and dining memberships.

5 pts per ₹150Lounge access

Annual fee

₹10,000 + GST

HDFC Bank

Data verified

HDFC Diners Club Privilege

Bundled Swiggy One and Times Prime memberships alongside quarterly lounge access.

4 pts per ₹150Lounge access

Annual fee

₹2,500 + GST

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