American Express · American Express

American Express Gold Charge

A charge card with no preset limit and milestone bonuses for reliable monthly payers.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Joining fee ₹1,000 + GST, renewal ₹4,500 + GST.
No spend-based waiver, so the rewards have to cover the fee.
Headline earn rate: 1 MR point per ₹50.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

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5 pts per ₹150Lounge access

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A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.

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American Express

Reviewed

Milestone travel vouchers at ₹1.9L and ₹4L of annual spend comfortably outweigh the fee.

Milestone vouchers + pointsLounge access

Annual fee

₹5,000 + GST

Takes under a minute. We hand you off to American Express's official secure application — no middlemen, no data resold.