IDFC FIRST Bank
Data verifiedIDFC FIRST Wealth
A rare lifetime-free card with golf, lounge access and low forex markup.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
Federal Bank · Visa Infinite
Federal Bank Celesta
Offered to Federal Bank relationship customers with lounge access and no annual fee.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Lifetime free — no joining or annual fee.
- No spend condition to keep the card active.
- Headline earn rate: Up to 20 pts per ₹100.
- Includes complimentary airport lounge access (visit counts vary by tier and spend).
Also worth comparing for relationship premium
IndusInd Bank
Data verifiedIndusInd Bank Legend
Usually issued lifetime free, with weekend accelerators, golf and lounge access.
1.5 pts per ₹100Lounge access
Annual fee
Lifetime free
Standard Chartered
Data verifiedStandard Chartered Priority Visa Infinite
Issued free to Priority Banking customers, with global lounge access and travel cover.
2 pts per ₹150Lounge access
Annual fee
Lifetime free
Ready to apply for the Federal Bank Celesta?
Takes under a minute. We hand you off to Federal Bank's official secure application — no middlemen, no data resold.