IDFC FIRST Bank · Visa Infinite

IDFC FIRST Wealth

A rare lifetime-free card with golf, lounge access and low forex markup.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Lifetime free — no joining or annual fee.
No spend condition to keep the card active.
Headline earn rate: Up to 10x reward points.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

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IndusInd Bank

Data verified

Usually issued lifetime free, with weekend accelerators, golf and lounge access.

1.5 pts per ₹100Lounge access

Annual fee

Lifetime free

HDFC Bank

Reviewed

India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.

5 pts per ₹150Lounge access

Annual fee

₹12,500 + GST

Axis Bank

Top pick

A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.

5x EDGE Miles on travelLounge access

Annual fee

₹5,000 + GST

Takes under a minute. We hand you off to IDFC FIRST Bank's official secure application — no middlemen, no data resold.