Bank of Baroda · Visa / RuPay

BoB Eterna Credit Card

5% accelerated earning on travel, dining and international spend plus lounge access.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Joining fee ₹2,499 + GST, renewal ₹2,499 + GST.
Annual fee waives once you spend ₹4,00,000 in a card year.
Headline earn rate: 5% on travel & dining.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

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