Axis Bank
Top pickAxis Bank Atlas
A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.
5x EDGE Miles on travelLounge access
Annual fee
₹5,000 + GST
The catalogue
Every card we track in India, in one place.
181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.
Showing 24 of 27 cards
HDFC Bank
ReviewedHDFC Bank Infinia
India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.
5 pts per ₹150Lounge access
Annual fee
₹12,500 + GST
American Express
Data verifiedAmerican Express Platinum Card
Hotel elite status across Marriott, Hilton and Taj plus the widest lounge network in India.
1 MR point per ₹40Lounge access
Annual fee
₹66,000 + GST
AU Small Finance Bank
Data verifiedAU Bank Zenith+
Metal card with unlimited lounge access, golf and a large annual voucher bundle.
Up to 20 pts per ₹100Lounge access
Annual fee
₹4,999 + GST
Axis Bank
Data verifiedAxis Bank Horizon
Miles-focused card for people who book flights and hotels directly rather than through portals.
5 EDGE Miles per ₹100 on travelLounge access
Annual fee
₹3,000 + GST
Axis Bank
Data verifiedAxis Bank Magnus
Long-standing premium favourite with heavy lounge access and milestone travel vouchers.
12 EDGE points per ₹200Lounge access
Annual fee
₹12,500 + GST
Axis Bank
Data verifiedAxis Bank Prestige (ex-Citi)
Fourth-night-free hotel benefit carried over from Citi's premium portfolio.
1 pt per ₹100 + hotel nightLounge access
Annual fee
₹20,000 + GST
Axis Bank
Data verifiedAxis Bank Reserve
Invitation-grade card with concierge, unlimited lounges and the widest travel insurance cover.
15 EDGE points per ₹200Lounge access
Annual fee
₹50,000 + GST
DBS Bank India
Data verifiedDBS Bank Vantage Card
Metal card with airline transfers, unlimited lounge access and a large welcome bonus.
5 DBS points per ₹200Lounge access
Annual fee
₹20,000 + GST
HDFC Bank
Data verifiedHDFC Diners Club Black Metal
Metal super-premium card with unlimited lounge visits and 2x golf and dining memberships.
5 pts per ₹150Lounge access
Annual fee
₹10,000 + GST
HSBC
Data verifiedHSBC Premier Metal Credit Card
Reserved for HSBC Premier relationships, with global lounge access and low forex markup.
3 points per ₹100Lounge access
Annual fee
₹20,000 + GST
HSBC
Data verifiedHSBC TravelOne Credit Card
Points transfer to airline and hotel partners, plus quarterly lounge visits worldwide.
4 points per ₹100 on travelLounge access
Annual fee
₹4,999 + GST
ICICI Bank
Data verifiedICICI Emeralde Private Metal
Metal card with unlimited lounge access, EazyDiner Prime, golf and a large voucher on renewal.
6 pts per ₹200Lounge access
Annual fee
₹12,499 + GST
IDFC FIRST Bank
Data verifiedIDFC FIRST Mayura Metal
IDFC's flagship metal card with low forex markup and generous lounge and golf access.
Up to 10x reward pointsLounge access
Annual fee
₹5,999 + GST
IndusInd Bank
Data verifiedIndusInd Avios Visa Infinite
Direct Avios accrual for people who redeem on British Airways, Qatar and Iberia.
Avios per ₹100Lounge access
Annual fee
₹40,000 + GST
IndusInd Bank
Data verifiedIndusInd Bank Pinnacle
Metal card with a large welcome bonus, milestone vouchers and unlimited lounges.
2.5 pts per ₹100Lounge access
Annual fee
₹12,999 + GST
Kotak Mahindra Bank
Data verifiedKotak White Reserve
Concierge-led premium card with hotel and airline vouchers and unlimited domestic lounges.
10 White Pass points per ₹150Lounge access
Annual fee
₹12,500 + GST
RBL Bank
Data verifiedRBL Bank World Safari
One of the few Indian cards with a genuinely zero forex markup on overseas spend.
2 pts per ₹100, zero forex markupLounge access
Annual fee
₹3,000 + GST
SBI Card
Data verifiedSBI Card MILES
Travel credits redeem against any airline or hotel booking, with no partner lock-in.
2 travel credits per ₹200Lounge access
Annual fee
₹1,499 + GST
SBI Card
Data verifiedSBI Card MILES ELITE
Top travel tier from SBI Card with generous international lounge and hotel credits.
6 travel credits per ₹200Lounge access
Annual fee
₹4,999 + GST
SBI Card
Data verifiedSBI Card MILES PRIME
Mid-tier travel card with higher accrual, international lounge access and travel vouchers.
4 travel credits per ₹200Lounge access
Annual fee
₹2,999 + GST
Federal Bank
Data verifiedScapia Federal Credit Card
Lifetime free with zero forex markup and unlimited lounge access on ₹10,000 monthly spend.
10% Scapia coins on travelLounge access
Annual fee
Lifetime free
Standard Chartered
Data verifiedStandard Chartered Priority Visa Infinite
Issued free to Priority Banking customers, with global lounge access and travel cover.
2 pts per ₹150Lounge access
Annual fee
Lifetime free
Standard Chartered
Data verifiedStandard Chartered Ultimate
A flat 5 points per ₹150 on everything, one of the simplest premium propositions in India.
3.3% value back on all spendLounge access
Annual fee
₹5,000 + GST
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