HSBC · Mastercard World Elite

HSBC Premier Metal Credit Card

Reserved for HSBC Premier relationships, with global lounge access and low forex markup.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Joining fee ₹20,000 + GST, renewal ₹20,000 + GST.
No spend-based waiver, so the rewards have to cover the fee.
Headline earn rate: 3 points per ₹100.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

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5 pts per ₹150Lounge access

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Axis Bank

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A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.

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HDFC Bank

Data verified

Metal super-premium card with unlimited lounge visits and 2x golf and dining memberships.

5 pts per ₹150Lounge access

Annual fee

₹10,000 + GST

Takes under a minute. We hand you off to HSBC's official secure application — no middlemen, no data resold.