SBI Card · Visa / Mastercard

SBI Card MILES ELITE

Top travel tier from SBI Card with generous international lounge and hotel credits.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Joining fee ₹4,999 + GST, renewal ₹4,999 + GST.
No spend-based waiver, so the rewards have to cover the fee.
Headline earn rate: 6 travel credits per ₹200.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

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HDFC Bank

Data verified

Metal super-premium card with unlimited lounge visits and 2x golf and dining memberships.

5 pts per ₹150Lounge access

Annual fee

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Takes under a minute. We hand you off to SBI Card's official secure application — no middlemen, no data resold.