ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
The catalogue
Every card we track in India, in one place.
181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.
Showing 24 of 42 cards
SBI Card
Top pickSBI Cashback Card
5% cashback on almost every online merchant with no category list to memorise.
5% online, 1% offline
Annual fee
₹999 + GST
HDFC Bank
ReviewedHDFC Bank Millennia
5% cashback across ten popular online brands with a fee most users waive on spend.
5% on select merchantsLounge access
Annual fee
₹1,000 + GST
Axis Bank
Data verifiedAirtel Axis Bank Credit Card
25% cashback on Airtel recharges and broadband, 10% on utilities and quick commerce.
25% on Airtel billsLounge access
Annual fee
₹500 + GST
American Express
Data verifiedAmerican Express SmartEarn
10x points on Amazon, Flipkart, Swiggy, Zomato and Uber at the lowest Amex fee.
10x on select partners
Annual fee
₹495 + GST
AU Small Finance Bank
Data verifiedAU Bank Altura
A ₹199 card that still pays cashback on groceries and fuel — a fine first card.
1.5% on groceries & fuel
Annual fee
₹199 + GST
AU Small Finance Bank
Data verifiedAU Bank Altura Plus
Cashback on grocery, departmental store and fuel spend with a low waivable fee.
2% on groceries & fuelLounge access
Annual fee
₹499 + GST
AU Small Finance Bank
Data verifiedAU Bank Business Advantage
Flat cashback on vendor, utility and fuel spend for proprietors and small firms.
2% on business spend
Annual fee
₹999 + GST
AU Small Finance Bank
Data verifiedAU Bank LIT Credit Card
Subscribe only to the benefits you want each quarter and pay nothing when you pause.
Choose your own benefitsLounge access
Annual fee
Lifetime free
Axis Bank
Data verifiedAxis Bank ACE
5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.
5% on bills via Google PayLounge access
Annual fee
₹499 + GST
Axis Bank
Data verifiedAxis Bank Cashback (ex-Citi)
Cashback on telephone, electricity bills and movie tickets from the migrated Citi range.
5% on bills & movies
Annual fee
₹500 + GST
Axis Bank
Data verifiedAxis Bank CRED Credit Card
Invite-led lifetime-free card managed inside the CRED app with coin-based rewards.
Up to 5% CRED coinsLounge access
Annual fee
Lifetime free
Axis Bank
Data verifiedAxis Bank Samsung Infinite
Large cashback pool on Samsung purchases, best timed around a device upgrade.
10% cashback on SamsungLounge access
Annual fee
₹5,000 + GST
Axis Bank
Data verifiedAxis Bank Samsung Signature
Lower-fee Samsung co-brand for a single big-ticket device purchase each year.
6% cashback on SamsungLounge access
Annual fee
₹1,500 + GST
SBI Card
Data verifiedBigBasket SBI Card SELECT
5% back on BigBasket orders plus vouchers that offset the annual fee.
5% on BigBasketLounge access
Annual fee
₹1,499 + GST
Bank of Baroda
Data verifiedBoB Snapdeal Credit Card
A ₹249 co-brand that returns Snapdeal vouchers on everyday shopping.
Snapdeal cashback vouchers
Annual fee
₹249 + GST
SBI Card
Data verifiedBPCL SBI Card
Low-fee BPCL co-brand for drivers who spend ₹5,000-10,000 a month on fuel.
4.25% value back on fuel
Annual fee
₹499 + GST
SBI Card
Data verifiedBPCL SBI Card Octane
The strongest fuel card in India for BPCL customers, with a surcharge waiver included.
7.25% value back on fuelLounge access
Annual fee
₹1,499 + GST
SBI Card
Data verifiedCroma SBI Card
Useful when buying appliances and gadgets at Croma, with EMI offers stacked on top.
5% on Croma
Annual fee
₹499 + GST
Equitas Small Finance Bank
Data verifiedEquitas Elegance Credit Card
Flat 1% cashback with no categories to track and no annual fee, plus lounge visits.
1% cashback on all spendLounge access
Annual fee
Lifetime free
Federal Bank
Data verifiedFi-Federal Amplifi Credit Card
Digital-first card from the Fi app with partner cashback and no annual fee.
Up to 3% on partner brands
Annual fee
Lifetime free
Axis Bank
Data verifiedFlipkart Axis Bank Credit Card
5% unlimited cashback on Flipkart and Cleartrip, 4% on Swiggy, Uber and PVR.
5% on FlipkartLounge access
Annual fee
₹500 + GST
Axis Bank
Data verifiedFlipkart Axis Bank Super Elite
Higher-tier Flipkart co-brand with better caps, lounge access and travel cover.
7.5% on Flipkart & MyntraLounge access
Annual fee
₹3,000 + GST
HDFC Bank
Data verifiedHDFC PIXEL Play
Fully digital card where you choose two 5% cashback categories and manage everything in-app.
5% on chosen packsLounge access
Annual fee
₹500 + GST
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