Axis Bank
Data verifiedAxis Bank ACE
5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.
5% on bills via Google PayLounge access
Annual fee
₹499 + GST
AU Small Finance Bank · RuPay / Visa
AU Bank Altura Plus
Cashback on grocery, departmental store and fuel spend with a low waivable fee.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹499 + GST, renewal ₹499 + GST.
- Annual fee waives once you spend ₹1,00,000 in a card year.
- Headline earn rate: 2% on groceries & fuel.
- Includes complimentary airport lounge access (visit counts vary by tier and spend).
Also worth comparing for everyday cashback
Axis Bank
Data verifiedAirtel Axis Bank Credit Card
25% cashback on Airtel recharges and broadband, 10% on utilities and quick commerce.
25% on Airtel billsLounge access
Annual fee
₹500 + GST
IDFC FIRST Bank
Data verifiedIDFC FIRST Power+
HPCL co-brand on RuPay, so fuel and UPI spend both earn rewards.
Up to 5% on HPCL fuelLounge access
Annual fee
₹499 + GST
Ready to apply for the AU Bank Altura Plus?
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