Axis Bank
Data verifiedAxis Bank ACE
5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.
5% on bills via Google PayLounge access
Annual fee
₹499 + GST
IDFC FIRST Bank · RuPay
IDFC FIRST Power+
HPCL co-brand on RuPay, so fuel and UPI spend both earn rewards.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹499 + GST, renewal ₹499 + GST.
- No spend-based waiver, so the rewards have to cover the fee.
- Headline earn rate: Up to 5% on HPCL fuel.
- Includes complimentary airport lounge access (visit counts vary by tier and spend).
Also worth comparing for fuel and utilities
Axis Bank
Data verifiedAirtel Axis Bank Credit Card
25% cashback on Airtel recharges and broadband, 10% on utilities and quick commerce.
25% on Airtel billsLounge access
Annual fee
₹500 + GST
AU Small Finance Bank
Data verifiedAU Bank Altura Plus
Cashback on grocery, departmental store and fuel spend with a low waivable fee.
2% on groceries & fuelLounge access
Annual fee
₹499 + GST
Ready to apply for the IDFC FIRST Power+?
Takes under a minute. We hand you off to IDFC FIRST Bank's official secure application — no middlemen, no data resold.