HDFC Bank
ReviewedHDFC Bank Millennia
5% cashback across ten popular online brands with a fee most users waive on spend.
5% on select merchantsLounge access
Annual fee
₹1,000 + GST
Axis Bank · Mastercard
Axis Bank Cashback (ex-Citi)
Cashback on telephone, electricity bills and movie tickets from the migrated Citi range.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹500 + GST, renewal ₹500 + GST.
- Annual fee waives once you spend ₹30,000 in a card year.
- Headline earn rate: 5% on bills & movies.
- No complimentary airport lounge access on this card.
Also worth comparing for ex-citi cashback
ICICI Bank
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Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
HDFC Bank
Data verifiedIndianOil HDFC Bank Credit Card
5% back as fuel points at IndianOil outlets with a surcharge waiver on most refuels.
5% fuel points
Annual fee
₹500 + GST
Ready to apply for the Axis Bank Cashback (ex-Citi)?
Takes under a minute. We hand you off to Axis Bank's official secure application — no middlemen, no data resold.