ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
SBI Card · Visa
BPCL SBI Card
Low-fee BPCL co-brand for drivers who spend ₹5,000-10,000 a month on fuel.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹499 + GST, renewal ₹499 + GST.
- Annual fee waives once you spend ₹1,00,000 in a card year.
- Headline earn rate: 4.25% value back on fuel.
- No complimentary airport lounge access on this card.
Also worth comparing for fuel starter
RBL Bank
Data verifiedRBL Bank ShopRite
Reward points on supermarket bills with a fuel surcharge waiver for city drivers.
5% on groceries
Annual fee
₹500 + GST
AU Small Finance Bank
Data verifiedAU Bank Altura
A ₹199 card that still pays cashback on groceries and fuel — a fine first card.
1.5% on groceries & fuel
Annual fee
₹199 + GST
Ready to apply for the BPCL SBI Card?
Takes under a minute. We hand you off to SBI Card's official secure application — no middlemen, no data resold.