ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
Equitas Small Finance Bank · Visa
Equitas Elegance Credit Card
Flat 1% cashback with no categories to track and no annual fee, plus lounge visits.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Lifetime free — no joining or annual fee.
- No spend condition to keep the card active.
- Headline earn rate: 1% cashback on all spend.
- Includes complimentary airport lounge access (visit counts vary by tier and spend).
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Slice Small Finance Bank
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IDFC FIRST Bank
ReviewedIDFC FIRST Select
Lifetime free with never-expiring points and a 10x rate above ₹20,000 monthly spend.
Up to 10x reward pointsLounge access
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Ready to apply for the Equitas Elegance Credit Card?
Takes under a minute. We hand you off to Equitas Small Finance Bank's official secure application — no middlemen, no data resold.