ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
Slice Small Finance Bank · RuPay
Slice UPI Credit Card
App-first RuPay card built almost entirely around scan-and-pay UPI transactions.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Lifetime free — no joining or annual fee.
- No spend condition to keep the card active.
- Headline earn rate: Up to 2% on UPI spends.
- No complimentary airport lounge access on this card.
Also worth comparing for upi-first young users
IDFC FIRST Bank
ReviewedIDFC FIRST Select
Lifetime free with never-expiring points and a 10x rate above ₹20,000 monthly spend.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
IDFC FIRST Bank
Data verifiedIDFC FIRST Millennia
Entry lifetime-free card with welcome vouchers and one railway lounge visit each quarter.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
Ready to apply for the Slice UPI Credit Card?
Takes under a minute. We hand you off to Slice Small Finance Bank's official secure application — no middlemen, no data resold.