HDFC Bank
Data verifiedTata Neu Plus HDFC Bank
Lower-fee RuPay card for BigBasket, Croma and Westside shoppers who want UPI rewards.
Up to 2% NeuCoinsLounge access
Annual fee
₹499 + GST
HDFC Bank · RuPay / Visa
Tata Neu Infinity HDFC Bank
The strongest RuPay option, earning NeuCoins on UPI plus 5% across Tata brands.
Our verdict
Pick this if you already shop at BigBasket or Croma and want your UPI spend to earn something.
What works
- RuPay variant earns NeuCoins on UPI spend, including small everyday payments.
- 5% NeuCoins across Tata Neu brands — BigBasket, Croma, Westside, AirAsia.
- 1 NeuCoin equals ₹1 inside the Tata Neu app, so value is easy to reason about.
Watch-outs
- NeuCoins are only spendable within the Tata ecosystem.
- UPI earning is capped monthly and excludes several merchant categories.
- ₹3L waiver threshold is high for a mid-tier card.
Eligibility snapshot
Typical income
₹1,00,000+ / month (salaried)
Credit score
740+
Age
21–60 years
Underwriting is decided by the issuer and is often stricter than the advertised minimums. An existing relationship with the bank materially improves your odds.
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Ready to apply for the Tata Neu Infinity HDFC Bank?
Takes under a minute. We hand you off to HDFC Bank's official secure application — no middlemen, no data resold.