HDFC Bank · RuPay / Visa

Tata Neu Plus HDFC Bank

Lower-fee RuPay card for BigBasket, Croma and Westside shoppers who want UPI rewards.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Joining fee ₹499 + GST, renewal ₹499 + GST.
Annual fee waives once you spend ₹1,00,000 in a card year.
Headline earn rate: Up to 2% NeuCoins.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

Also worth comparing for tata ecosystem starter

HDFC Bank

Best value

The strongest RuPay option, earning NeuCoins on UPI plus 5% across Tata brands.

Up to 5% NeuCoinsLounge access

Annual fee

₹1,499 + GST

Axis Bank

Data verified

5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.

5% on bills via Google PayLounge access

Annual fee

₹499 + GST

HDFC Bank

Data verified

Cashback on Paytm travel, movies and wallet-linked spend with quarterly lounge visits.

3% on Paytm spendsLounge access

Annual fee

₹1,000 + GST

Takes under a minute. We hand you off to HDFC Bank's official secure application — no middlemen, no data resold.