HDFC Bank
ReviewedHDFC Bank Millennia
5% cashback across ten popular online brands with a fee most users waive on spend.
5% on select merchantsLounge access
Annual fee
₹1,000 + GST
Axis Bank · Visa
IndianOil Axis Bank Card
Fuel points on IndianOil plus 1% surcharge waiver, with an easily waived annual fee.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹500 + GST, renewal ₹500 + GST.
- Annual fee waives once you spend ₹3,50,000 in a card year.
- Headline earn rate: 4% value back on fuel.
- No complimentary airport lounge access on this card.
Also worth comparing for indianoil drivers
ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
HDFC Bank
Data verifiedIndianOil HDFC Bank Credit Card
5% back as fuel points at IndianOil outlets with a surcharge waiver on most refuels.
5% fuel points
Annual fee
₹500 + GST
Ready to apply for the IndianOil Axis Bank Card?
Takes under a minute. We hand you off to Axis Bank's official secure application — no middlemen, no data resold.