Axis Bank · Visa Signature

LIC Axis Bank Signature

Lifetime-free card that rewards LIC premium payments and includes lounge access.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Lifetime free — no joining or annual fee.
No spend condition to keep the card active.
Headline earn rate: 2 pts per ₹100 + insurance perks.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

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Canara Bank

Data verified

RuPay Select benefits include lounge visits, gym offers and rewards on UPI spend.

2 pts per ₹100 incl. UPILounge access

Annual fee

₹500 + GST

ICICI Bank

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Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.

5% on Amazon (Prime)

Annual fee

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IDFC FIRST Bank

Reviewed

Lifetime free with never-expiring points and a 10x rate above ₹20,000 monthly spend.

Up to 10x reward pointsLounge access

Annual fee

Lifetime free

Takes under a minute. We hand you off to Axis Bank's official secure application — no middlemen, no data resold.