HDFC Bank
ReviewedHDFC Bank Infinia
India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.
5 pts per ₹150Lounge access
Annual fee
₹12,500 + GST
ICICI Bank · Mastercard
MakeMyTrip ICICI Platinum
Lifetime-free travel co-brand for occasional flight and hotel bookings on MakeMyTrip.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Lifetime free — no joining or annual fee.
- No spend condition to keep the card active.
- Headline earn rate: Up to 3% myCash.
- No complimentary airport lounge access on this card.
Also worth comparing for lifetime-free travel
ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
HDFC Bank
Data verifiedHDFC Bank Regalia Gold
5x points on Nykaa, Myntra, Marks & Spencer and Reliance Digital plus airport lounge visits.
4 pts per ₹150Lounge access
Annual fee
₹2,500 + GST
Ready to apply for the MakeMyTrip ICICI Platinum?
Takes under a minute. We hand you off to ICICI Bank's official secure application — no middlemen, no data resold.