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SBI Card · RuPay

SBI Card Shaurya SELECT

Built for armed forces personnel and pensioners, with UPI earning and lounge access.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

  • Joining fee ₹1,499 + GST, renewal ₹1,499 + GST.
  • Annual fee waives once you spend ₹2,00,000 in a card year.
  • Headline earn rate: 10x on dining & groceries.
  • Includes complimentary airport lounge access (visit counts vary by tier and spend).

Also worth comparing for defence personnel

HDFC Bank

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IRCTC HDFC Bank Credit Card

RuPay card that earns on UPI and returns 5% on IRCTC rail bookings with railway lounge access.

5% on IRCTC bookingsLounge access

Annual fee

₹500 + GST

SBI Card

Data verified

SBI Card PRIME

Milestone e-vouchers, Club Vistara Silver and quarterly lounge access for mid-tier spenders.

10x on dining & groceriesLounge access

Annual fee

₹2,999 + GST

Axis Bank

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Axis Bank SELECT

BigBasket and Swiggy vouchers each month with domestic and international lounge visits.

10 EDGE points per ₹200Lounge access

Annual fee

₹3,000 + GST

Ready to apply for the SBI Card Shaurya SELECT?

Takes under a minute. We hand you off to SBI Card's official secure application — no middlemen, no data resold.

Annual fee

₹1,499 + GST