ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
HDFC Bank · Visa
Shoppers Stop HDFC Bank Card
Low-fee retail co-brand for regular Shoppers Stop and department store buyers.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹299 + GST, renewal ₹299 + GST.
- No spend-based waiver, so the rewards have to cover the fee.
- Headline earn rate: 6% First Citizen points.
- No complimentary airport lounge access on this card.
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HDFC Bank
Data verifiedHDFC MoneyBack+
Low-fee starter card with 10x CashPoints on Amazon, Flipkart, Swiggy, BigBasket and Reliance Smart.
10x on select merchants
Annual fee
₹500 + GST
HDFC Bank
Data verifiedHDFC Freedom Card
A basic rewards card aimed at first-time cardholders with a low, waivable fee.
10x CashPoints
Annual fee
₹500 + GST
Ready to apply for the Shoppers Stop HDFC Bank Card?
Takes under a minute. We hand you off to HDFC Bank's official secure application — no middlemen, no data resold.