ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
YES Bank · Visa
YES Prosperity Edge
One of the cheapest rewards cards from a private bank, with fuel surcharge waiver.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹350 + GST, renewal ₹350 + GST.
- Annual fee waives once you spend ₹1,00,000 in a card year.
- Headline earn rate: 4 pts per ₹200.
- No complimentary airport lounge access on this card.
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Data verifiedHDFC MoneyBack+
Low-fee starter card with 10x CashPoints on Amazon, Flipkart, Swiggy, BigBasket and Reliance Smart.
10x on select merchants
Annual fee
₹500 + GST
Kotak Mahindra Bank
Data verifiedKotak League Platinum
Milestone reward points, fuel surcharge waiver and two lounge visits each quarter.
8 pts per ₹150Lounge access
Annual fee
₹499 + GST
Ready to apply for the YES Prosperity Edge?
Takes under a minute. We hand you off to YES Bank's official secure application — no middlemen, no data resold.