HDFC Bank
ReviewedHDFC Bank Millennia
5% cashback across ten popular online brands with a fee most users waive on spend.
5% on select merchantsLounge access
Annual fee
₹1,000 + GST
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ICICI Bank · Visa
FASTag, parking and fuel-linked benefits designed around city driving.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
HDFC Bank
Reviewed5% cashback across ten popular online brands with a fee most users waive on spend.
Annual fee
₹1,000 + GST
ICICI Bank
Best valueLifetime-free card with 5% back for Prime members — the default first card for online shoppers.
Annual fee
Lifetime free
Axis Bank
Data verified5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.
Annual fee
₹499 + GST
Takes under a minute. We hand you off to ICICI Bank's official secure application — no middlemen, no data resold.
Annual fee
₹499 + GST