Kotak Mahindra Bank · Visa Signature

Kotak Royale Signature

Double points on your highest spend category with quarterly lounge access.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Joining fee ₹999 + GST, renewal ₹999 + GST.
Annual fee waives once you spend ₹1,25,000 in a card year.
Headline earn rate: 4 pts per ₹150.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

Also worth comparing for mid-tier lifestyle

HDFC Bank

Reviewed

India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.

5 pts per ₹150Lounge access

Annual fee

₹12,500 + GST

HDFC Bank

Data verified

5x points on Nykaa, Myntra, Marks & Spencer and Reliance Digital plus airport lounge visits.

4 pts per ₹150Lounge access

Annual fee

₹2,500 + GST

Axis Bank

Data verified

BigBasket and Swiggy vouchers each month with domestic and international lounge visits.

10 EDGE points per ₹200Lounge access

Annual fee

₹3,000 + GST

Takes under a minute. We hand you off to Kotak Mahindra Bank's official secure application — no middlemen, no data resold.