Kotak Mahindra Bank · Visa Signature

Kotak Zen Signature

Milestone vouchers, movie benefits and international lounge visits at a mid-tier fee.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

Joining fee ₹1,500 + GST, renewal ₹1,500 + GST.
Annual fee waives once you spend ₹1,50,000 in a card year.
Headline earn rate: 10 pts per ₹150 on top spends.
Includes complimentary airport lounge access (visit counts vary by tier and spend).

Also worth comparing for balanced premium

HDFC Bank

Reviewed

India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.

5 pts per ₹150Lounge access

Annual fee

₹12,500 + GST

HDFC Bank

Data verified

5x points on Nykaa, Myntra, Marks & Spencer and Reliance Digital plus airport lounge visits.

4 pts per ₹150Lounge access

Annual fee

₹2,500 + GST

SBI Card

Data verified

Milestone e-vouchers, Club Vistara Silver and quarterly lounge access for mid-tier spenders.

10x on dining & groceriesLounge access

Annual fee

₹2,999 + GST

Takes under a minute. We hand you off to Kotak Mahindra Bank's official secure application — no middlemen, no data resold.