SBI Card
Data verifiedSBI SimplySAVE
10x reward points on departmental stores, groceries, movies and dining spend.
10x on groceries & dining
Annual fee
₹499 + GST
SBI Card · Visa
SBI Card Shaurya
The lower tier defence-focused card, waived at moderate spend and easy to service.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹1,499 + GST, renewal ₹1,499 + GST.
- Annual fee waives once you spend ₹2,00,000 in a card year.
- Headline earn rate: 10x on dining & groceries.
- No complimentary airport lounge access on this card.
Also worth comparing for armed forces
ICICI Bank
Data verifiedICICI Bank Coral Credit Card
Buy-one-get-one movie tickets and quarterly lounge visits at a modest fee.
2 pts per ₹100Lounge access
Annual fee
₹500 + GST
Standard Chartered
Data verifiedStandard Chartered Platinum Rewards
The cheapest way to get 5x points on restaurant bills and fuel refills.
5x on dining & fuel
Annual fee
₹250 + GST
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