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SBI Card · Visa

SBI SimplySAVE

10x reward points on departmental stores, groceries, movies and dining spend.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

  • Joining fee ₹499 + GST, renewal ₹499 + GST.
  • Annual fee waives once you spend ₹1,00,000 in a card year.
  • Headline earn rate: 10x on groceries & dining.
  • No complimentary airport lounge access on this card.

Also worth comparing for offline everyday spend

ICICI Bank

Data verified

ICICI Bank Coral Credit Card

Buy-one-get-one movie tickets and quarterly lounge visits at a modest fee.

2 pts per ₹100Lounge access

Annual fee

₹500 + GST

Standard Chartered

Data verified

Standard Chartered Platinum Rewards

The cheapest way to get 5x points on restaurant bills and fuel refills.

5x on dining & fuel

Annual fee

₹250 + GST

SBI Card

Data verified

SBI Card Shaurya

The lower tier defence-focused card, waived at moderate spend and easy to service.

10x on dining & groceries

Annual fee

₹1,499 + GST

Ready to apply for the SBI SimplySAVE?

Takes under a minute. We hand you off to SBI Card's official secure application — no middlemen, no data resold.

Annual fee

₹499 + GST