ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
SBI Card · Visa
SBI SimplyCLICK
10x points on Amazon, BookMyShow, Swiggy and Apollo 24|7 with Amazon vouchers on renewal.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹499 + GST, renewal ₹499 + GST.
- Annual fee waives once you spend ₹1,00,000 in a card year.
- Headline earn rate: 10x on partner sites.
- No complimentary airport lounge access on this card.
Also worth comparing for online starter
American Express
Data verifiedAmerican Express SmartEarn
10x points on Amazon, Flipkart, Swiggy, Zomato and Uber at the lowest Amex fee.
10x on select partners
Annual fee
₹495 + GST
Standard Chartered
Data verifiedStandard Chartered Smart
Flat 2% cashback online and 1% offline as statement credit, with no category rules.
2% on online spend
Annual fee
₹499 + GST
Ready to apply for the SBI SimplyCLICK?
Takes under a minute. We hand you off to SBI Card's official secure application — no middlemen, no data resold.