HDFC Bank
ReviewedHDFC Bank Millennia
5% cashback across ten popular online brands with a fee most users waive on spend.
5% on select merchantsLounge access
Annual fee
₹1,000 + GST
YES Bank · Visa
YES Bank Elite+
Movie vouchers and lounge access for people who spend around ₹20,000 a month.
What we've verified
Long-form review pending — we publish depth only once we've read the full terms.
- Joining fee ₹999 + GST, renewal ₹999 + GST.
- Annual fee waives once you spend ₹2,00,000 in a card year.
- Headline earn rate: 6 pts per ₹200.
- Includes complimentary airport lounge access (visit counts vary by tier and spend).
Also worth comparing for everyday rewards
Axis Bank
Data verifiedAxis Bank SELECT
BigBasket and Swiggy vouchers each month with domestic and international lounge visits.
10 EDGE points per ₹200Lounge access
Annual fee
₹3,000 + GST
Axis Bank
Data verifiedAxis Bank Rewards Card
Accelerated points on apparel, departmental stores and jewellery spend.
10 EDGE points per ₹200Lounge access
Annual fee
₹1,000 + GST
Ready to apply for the YES Bank Elite+?
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