HDFC Bank
ReviewedHDFC Bank Infinia
India's benchmark super-premium card, with unlimited lounge access and strong SmartBuy redemptions.
5 pts per ₹150Lounge access
Annual fee
₹12,500 + GST
The catalogue
Every card we track in India, in one place.
181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.
Showing 18 of 18 cards
American Express
Data verifiedAmerican Express Platinum Card
Hotel elite status across Marriott, Hilton and Taj plus the widest lounge network in India.
1 MR point per ₹40Lounge access
Annual fee
₹66,000 + GST
Axis Bank
Data verifiedAxis Bank Magnus
Long-standing premium favourite with heavy lounge access and milestone travel vouchers.
12 EDGE points per ₹200Lounge access
Annual fee
₹12,500 + GST
Axis Bank
Data verifiedAxis Bank Prestige (ex-Citi)
Fourth-night-free hotel benefit carried over from Citi's premium portfolio.
1 pt per ₹100 + hotel nightLounge access
Annual fee
₹20,000 + GST
Axis Bank
Data verifiedAxis Bank Reserve
Invitation-grade card with concierge, unlimited lounges and the widest travel insurance cover.
15 EDGE points per ₹200Lounge access
Annual fee
₹50,000 + GST
Axis Bank
Data verifiedAxis Bank Vistara Infinite
Premium economy and business class tickets on milestones, with top-tier airline status.
6 CV Points per ₹200Lounge access
Annual fee
₹10,000 + GST
DBS Bank India
Data verifiedDBS Bank Vantage Card
Metal card with airline transfers, unlimited lounge access and a large welcome bonus.
5 DBS points per ₹200Lounge access
Annual fee
₹20,000 + GST
HDFC Bank
Data verifiedHDFC Biz Black Metal
Business-facing metal card with GST-friendly reporting and unlimited lounge access.
5 pts per ₹150Lounge access
Annual fee
₹10,000 + GST
HDFC Bank
Data verifiedHDFC Diners Club Black Metal
Metal super-premium card with unlimited lounge visits and 2x golf and dining memberships.
5 pts per ₹150Lounge access
Annual fee
₹10,000 + GST
HSBC
Data verifiedHSBC Premier Metal Credit Card
Reserved for HSBC Premier relationships, with global lounge access and low forex markup.
3 points per ₹100Lounge access
Annual fee
₹20,000 + GST
ICICI Bank
Data verifiedICICI Emeralde Private Metal
Metal card with unlimited lounge access, EazyDiner Prime, golf and a large voucher on renewal.
6 pts per ₹200Lounge access
Annual fee
₹12,499 + GST
IDFC FIRST Bank
Data verifiedIDFC FIRST Mayura Metal
IDFC's flagship metal card with low forex markup and generous lounge and golf access.
Up to 10x reward pointsLounge access
Annual fee
₹5,999 + GST
IndusInd Bank
Data verifiedIndusInd Avios Visa Infinite
Direct Avios accrual for people who redeem on British Airways, Qatar and Iberia.
Avios per ₹100Lounge access
Annual fee
₹40,000 + GST
IndusInd Bank
Data verifiedIndusInd Bank Pinnacle
Metal card with a large welcome bonus, milestone vouchers and unlimited lounges.
2.5 pts per ₹100Lounge access
Annual fee
₹12,999 + GST
IndusInd Bank
Data verifiedIndusInd Club Vistara Explorer
Premium airline co-brand with tier status and business class ticket milestones.
6 CV Points per ₹200Lounge access
Annual fee
₹10,000 + GST
Kotak Mahindra Bank
Data verifiedKotak White Reserve
Concierge-led premium card with hotel and airline vouchers and unlimited domestic lounges.
10 White Pass points per ₹150Lounge access
Annual fee
₹12,500 + GST
ICICI Bank
Data verifiedTimes Black ICICI Bank Card
Concierge-heavy invite-only card with airport transfers, unlimited lounges and hotel credits.
3 pts per ₹200Lounge access
Annual fee
₹20,000 + GST
YES Bank
Data verifiedYES Private Prime
Invitation-only card for YES Private clients with concierge and global lounge access.
Up to 36 pts per ₹200Lounge access
Annual fee
₹25,000 + GST
Not sure where to start?
Tell us your profile on the home page and we'll cut 181 cards down to the three worth your time.
Get my shortlist