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HSBC · Visa

HSBC Live+ Credit Card

10% accelerated cashback on food, groceries and quick commerce, capped monthly.

What we've verified

Long-form review pending — we publish depth only once we've read the full terms.

  • Joining fee ₹999 + GST, renewal ₹999 + GST.
  • Annual fee waives once you spend ₹2,00,000 in a card year.
  • Headline earn rate: 10% on dining & groceries.
  • Includes complimentary airport lounge access (visit counts vary by tier and spend).

Also worth comparing for dining and quick commerce

HDFC Bank

Reviewed

HDFC Bank Millennia

5% cashback across ten popular online brands with a fee most users waive on spend.

5% on select merchantsLounge access

Annual fee

₹1,000 + GST

SBI Card

Top pick

SBI Cashback Card

5% cashback on almost every online merchant with no category list to memorise.

5% online, 1% offline

Annual fee

₹999 + GST

ICICI Bank

Best value

Amazon Pay ICICI Credit Card

Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.

5% on Amazon (Prime)

Annual fee

Lifetime free

Ready to apply for the HSBC Live+ Credit Card?

Takes under a minute. We hand you off to HSBC's official secure application — no middlemen, no data resold.

Annual fee

₹999 + GST