Best Credit Cards logo

Best Credit Cards

bestcreditcards.shop

Browse catalogue

The catalogue

Every card we track in India, in one place.

181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.

Showing 24 of 24 cards

Axis Bank

Top pick

Axis Bank Atlas

A miles-first card whose EDGE Miles transfer to airline and hotel partners at real value.

5x EDGE Miles on travelLounge access

Annual fee

₹5,000 + GST

Axis Bank

Data verified

Airtel Axis Bank Credit Card

25% cashback on Airtel recharges and broadband, 10% on utilities and quick commerce.

25% on Airtel billsLounge access

Annual fee

₹500 + GST

Axis Bank

Data verified

Axis Bank ACE

5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.

5% on bills via Google PayLounge access

Annual fee

₹499 + GST

Axis Bank

Data verified

Axis Bank Cashback (ex-Citi)

Cashback on telephone, electricity bills and movie tickets from the migrated Citi range.

5% on bills & movies

Annual fee

₹500 + GST

Axis Bank

Data verified

Axis Bank CRED Credit Card

Invite-led lifetime-free card managed inside the CRED app with coin-based rewards.

Up to 5% CRED coinsLounge access

Annual fee

Lifetime free

Axis Bank

Data verified

Axis Bank Horizon

Miles-focused card for people who book flights and hotels directly rather than through portals.

5 EDGE Miles per ₹100 on travelLounge access

Annual fee

₹3,000 + GST

Axis Bank

Data verified

Axis Bank Insta Easy

Secured against a fixed deposit with instant approval and no income documentation.

6 EDGE points per ₹200Lounge access

Annual fee

Lifetime free

Axis Bank

Data verified

Axis Bank Magnus

Long-standing premium favourite with heavy lounge access and milestone travel vouchers.

12 EDGE points per ₹200Lounge access

Annual fee

₹12,500 + GST

Axis Bank

Data verified

Axis Bank MY ZONE

SonyLIV membership, Paytm movie offers and a lounge visit each quarter at a low fee.

4 EDGE points per ₹200Lounge access

Annual fee

₹500 + GST

Axis Bank

Data verified

Axis Bank NEO

The cheapest Axis card, aimed at students and first-timers who want discount vouchers.

1 EDGE point per ₹200

Annual fee

₹250 + GST

Axis Bank

Data verified

Axis Bank Prestige (ex-Citi)

Fourth-night-free hotel benefit carried over from Citi's premium portfolio.

1 pt per ₹100 + hotel nightLounge access

Annual fee

₹20,000 + GST

Axis Bank

Data verified

Axis Bank Privilege

Annual shopping voucher and lounge access that together cover the fee at moderate spend.

10 EDGE points per ₹200Lounge access

Annual fee

₹1,500 + GST

Axis Bank

Data verified

Axis Bank Reserve

Invitation-grade card with concierge, unlimited lounges and the widest travel insurance cover.

15 EDGE points per ₹200Lounge access

Annual fee

₹50,000 + GST

Axis Bank

Data verified

Axis Bank Rewards (ex-Citi)

Migrated Citi Rewards card, still one of the better apparel and department store earners.

10x on apparel & department stores

Annual fee

₹1,000 + GST

Axis Bank

Data verified

Axis Bank Rewards Card

Accelerated points on apparel, departmental stores and jewellery spend.

10 EDGE points per ₹200Lounge access

Annual fee

₹1,000 + GST

Axis Bank

Data verified

Axis Bank Samsung Infinite

Large cashback pool on Samsung purchases, best timed around a device upgrade.

10% cashback on SamsungLounge access

Annual fee

₹5,000 + GST

Axis Bank

Data verified

Axis Bank Samsung Signature

Lower-fee Samsung co-brand for a single big-ticket device purchase each year.

6% cashback on SamsungLounge access

Annual fee

₹1,500 + GST

Axis Bank

Data verified

Axis Bank SELECT

BigBasket and Swiggy vouchers each month with domestic and international lounge visits.

10 EDGE points per ₹200Lounge access

Annual fee

₹3,000 + GST

Axis Bank

Data verified

Axis Bank Vistara Infinite

Premium economy and business class tickets on milestones, with top-tier airline status.

6 CV Points per ₹200Lounge access

Annual fee

₹10,000 + GST

Axis Bank

Data verified

Flipkart Axis Bank Credit Card

5% unlimited cashback on Flipkart and Cleartrip, 4% on Swiggy, Uber and PVR.

5% on FlipkartLounge access

Annual fee

₹500 + GST

Axis Bank

Data verified

Flipkart Axis Bank Super Elite

Higher-tier Flipkart co-brand with better caps, lounge access and travel cover.

7.5% on Flipkart & MyntraLounge access

Annual fee

₹3,000 + GST

Axis Bank

Data verified

IndianOil Axis Bank Card

Fuel points on IndianOil plus 1% surcharge waiver, with an easily waived annual fee.

4% value back on fuel

Annual fee

₹500 + GST

Axis Bank

Data verified

IndianOil Axis Bank Premium

Higher fuel caps aimed at self-employed users running vehicles for business.

6% value back on fuelLounge access

Annual fee

₹1,500 + GST

Axis Bank

Data verified

LIC Axis Bank Signature

Lifetime-free card that rewards LIC premium payments and includes lounge access.

2 pts per ₹100 + insurance perksLounge access

Annual fee

Lifetime free

Not sure where to start?

Tell us your profile on the home page and we'll cut 181 cards down to the three worth your time.

Get my shortlist