ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
The catalogue
Every card we track in India, in one place.
181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.
Showing 24 of 38 cards
IDFC FIRST Bank
ReviewedIDFC FIRST Select
Lifetime free with never-expiring points and a 10x rate above ₹20,000 monthly spend.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
ICICI Bank
Data verifiedAdani One ICICI Platinum
Lifetime-free co-brand with airport-linked rewards and a complimentary lounge visit each quarter.
Up to 5% Adani reward pointsLounge access
Annual fee
Lifetime free
AU Small Finance Bank
Data verifiedAU Bank LIT Credit Card
Subscribe only to the benefits you want each quarter and pay nothing when you pause.
Choose your own benefitsLounge access
Annual fee
Lifetime free
Axis Bank
Data verifiedAxis Bank CRED Credit Card
Invite-led lifetime-free card managed inside the CRED app with coin-based rewards.
Up to 5% CRED coinsLounge access
Annual fee
Lifetime free
Axis Bank
Data verifiedAxis Bank Insta Easy
Secured against a fixed deposit with instant approval and no income documentation.
6 EDGE points per ₹200Lounge access
Annual fee
Lifetime free
Bank of India
Data verifiedBank of India RuPay Platinum
Lifetime-free RuPay card that lets you pay by UPI and still earn points.
1 pt per ₹100 incl. UPI
Annual fee
Lifetime free
Bank of Baroda
Data verifiedBoB Assure Credit Card
Secured against a Bank of Baroda deposit with no income proof and no annual fee.
1 pt per ₹100
Annual fee
Lifetime free
Deutsche Bank
Data verifiedDeutsche Bank Lifestyle Card
Lifetime-free card with dining discounts for Deutsche Bank customers in India.
1 pt per ₹100
Annual fee
Lifetime free
Equitas Small Finance Bank
Data verifiedEquitas Elegance Credit Card
Flat 1% cashback with no categories to track and no annual fee, plus lounge visits.
1% cashback on all spendLounge access
Annual fee
Lifetime free
ESAF Small Finance Bank
Data verifiedESAF Bank RuPay Platinum
A straightforward lifetime-free option when large private banks decline the application.
1 pt per ₹100 incl. UPI
Annual fee
Lifetime free
Federal Bank
Data verifiedFederal Bank Celesta
Offered to Federal Bank relationship customers with lounge access and no annual fee.
Up to 20 pts per ₹100Lounge access
Annual fee
Lifetime free
Federal Bank
Data verifiedFederal Bank Imperio
Lifetime-free lifestyle card with dining offers and quarterly domestic lounge visits.
Up to 15 pts per ₹100Lounge access
Annual fee
Lifetime free
Federal Bank
Data verifiedFi-Federal Amplifi Credit Card
Digital-first card from the Fi app with partner cashback and no annual fee.
Up to 3% on partner brands
Annual fee
Lifetime free
HSBC
Data verifiedHSBC Visa Platinum Credit Card
Lifetime-free card with fuel surcharge waiver and instant EMI conversion.
2 points per ₹150
Annual fee
Lifetime free
ICICI Bank
Data verifiedICICI Bank Platinum Chip
A no-frills lifetime-free card that keeps a credit line open without any annual cost.
2 pts per ₹100
Annual fee
Lifetime free
ICICI Bank
Data verifiedICICI Business Advantage Card
Lifetime-free business card focused on fuel savings and expense tracking for small firms.
1 pt per ₹100 + fuel waiver
Annual fee
Lifetime free
IDBI Bank
Data verifiedIDBI Bank Aspire RuPay
Lifetime-free RuPay card for IDBI customers who want UPI-linked credit.
1 pt per ₹100 incl. UPI
Annual fee
Lifetime free
IDFC FIRST Bank
Data verifiedIDFC FIRST Classic
The easiest IDFC card to get approved for, with no fee and never-expiring points.
Up to 10x reward points
Annual fee
Lifetime free
IDFC FIRST Bank
Data verifiedIDFC FIRST Millennia
Entry lifetime-free card with welcome vouchers and one railway lounge visit each quarter.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
IDFC FIRST Bank
Data verifiedIDFC FIRST Wealth
A rare lifetime-free card with golf, lounge access and low forex markup.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
IndusInd Bank
Data verifiedIndusInd Bank Legend
Usually issued lifetime free, with weekend accelerators, golf and lounge access.
1.5 pts per ₹100Lounge access
Annual fee
Lifetime free
IndusInd Bank
Data verifiedIndusInd Bank Tiger
Lifetime-free card that contributes to tiger conservation and includes lounge visits.
1 pt per ₹100 + conservation causeLounge access
Annual fee
Lifetime free
IndusInd Bank
Data verifiedIndusInd Samman RuPay
Designed for government staff, lifetime free, and it earns on UPI transactions.
1 pt per ₹100 on UPI tooLounge access
Annual fee
Lifetime free
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