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Browse catalogue

The catalogue

Every card we track in India, in one place.

181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.

Showing 24 of 61 cards

SBI Card

Top pick

SBI Cashback Card

5% cashback on almost every online merchant with no category list to memorise.

5% online, 1% offline

Annual fee

₹999 + GST

Axis Bank

Data verified

Airtel Axis Bank Credit Card

25% cashback on Airtel recharges and broadband, 10% on utilities and quick commerce.

25% on Airtel billsLounge access

Annual fee

₹500 + GST

American Express

Data verified

American Express SmartEarn

10x points on Amazon, Flipkart, Swiggy, Zomato and Uber at the lowest Amex fee.

10x on select partners

Annual fee

₹495 + GST

AU Small Finance Bank

Data verified

AU Bank Altura

A ₹199 card that still pays cashback on groceries and fuel — a fine first card.

1.5% on groceries & fuel

Annual fee

₹199 + GST

AU Small Finance Bank

Data verified

AU Bank Altura Plus

Cashback on grocery, departmental store and fuel spend with a low waivable fee.

2% on groceries & fuelLounge access

Annual fee

₹499 + GST

AU Small Finance Bank

Data verified

AU Bank Business Advantage

Flat cashback on vendor, utility and fuel spend for proprietors and small firms.

2% on business spend

Annual fee

₹999 + GST

Axis Bank

Data verified

Axis Bank ACE

5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.

5% on bills via Google PayLounge access

Annual fee

₹499 + GST

Axis Bank

Data verified

Axis Bank Cashback (ex-Citi)

Cashback on telephone, electricity bills and movie tickets from the migrated Citi range.

5% on bills & movies

Annual fee

₹500 + GST

Axis Bank

Data verified

Axis Bank MY ZONE

SonyLIV membership, Paytm movie offers and a lounge visit each quarter at a low fee.

4 EDGE points per ₹200Lounge access

Annual fee

₹500 + GST

Axis Bank

Data verified

Axis Bank NEO

The cheapest Axis card, aimed at students and first-timers who want discount vouchers.

1 EDGE point per ₹200

Annual fee

₹250 + GST

Bank of Baroda

Data verified

BoB Easy Credit Card

Fee waives at just ₹25,000 of annual spend, so it is effectively free for most users.

5% on groceries & movies

Annual fee

₹500 + GST

Bank of Baroda

Data verified

BoB IPL RuPay Credit Card

Match-linked cashback events, RuPay UPI earning and food delivery accelerators.

Up to 5% on food & movies

Annual fee

₹500 + GST

Bank of Baroda

Data verified

BoB Premier Credit Card

Low renewal fee with accelerated dining and travel rewards and a lounge visit each quarter.

4% on travel & diningLounge access

Annual fee

₹500 + GST

Bank of Baroda

Data verified

BoB Select Credit Card

Movie ticket discounts and dining accelerators at a fee that waives on modest spend.

5% on movies & diningLounge access

Annual fee

₹750 + GST

Bank of Baroda

Data verified

BoB Snapdeal Credit Card

A ₹249 co-brand that returns Snapdeal vouchers on everyday shopping.

Snapdeal cashback vouchers

Annual fee

₹249 + GST

SBI Card

Data verified

BPCL SBI Card

Low-fee BPCL co-brand for drivers who spend ₹5,000-10,000 a month on fuel.

4.25% value back on fuel

Annual fee

₹499 + GST

Canara Bank

Data verified

Canara Bank RuPay Select

RuPay Select benefits include lounge visits, gym offers and rewards on UPI spend.

2 pts per ₹100 incl. UPILounge access

Annual fee

₹500 + GST

SBI Card

Data verified

Croma SBI Card

Useful when buying appliances and gadgets at Croma, with EMI offers stacked on top.

5% on Croma

Annual fee

₹499 + GST

AU Small Finance Bank

Data verified

EaseMyTrip AU Bank Card

Travel discounts and lounge access at a fee that pays back in two flight bookings.

10% off EaseMyTrip flightsLounge access

Annual fee

₹500 + GST

Axis Bank

Data verified

Flipkart Axis Bank Credit Card

5% unlimited cashback on Flipkart and Cleartrip, 4% on Swiggy, Uber and PVR.

5% on FlipkartLounge access

Annual fee

₹500 + GST

HDFC Bank

Data verified

HDFC Business MoneyBack

Entry business card with utility and vendor payment rewards for self-employed users.

2 pts per ₹150

Annual fee

₹500 + GST

HDFC Bank

Data verified

HDFC Freedom Card

A basic rewards card aimed at first-time cardholders with a low, waivable fee.

10x CashPoints

Annual fee

₹500 + GST

HDFC Bank

Data verified

HDFC MoneyBack+

Low-fee starter card with 10x CashPoints on Amazon, Flipkart, Swiggy, BigBasket and Reliance Smart.

10x on select merchants

Annual fee

₹500 + GST

HDFC Bank

Data verified

HDFC PIXEL Play

Fully digital card where you choose two 5% cashback categories and manage everything in-app.

5% on chosen packsLounge access

Annual fee

₹500 + GST

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