ICICI Bank
Best valueAmazon Pay ICICI Credit Card
Lifetime-free card with 5% back for Prime members — the default first card for online shoppers.
5% on Amazon (Prime)
Annual fee
Lifetime free
The catalogue
Every card we track in India, in one place.
181 cards from 33 issuers, with published fees, reward rates and waiver thresholds. 8 carry a full written review; the rest are data-verified entries you can filter and compare.
Showing 24 of 95 cards
SBI Card
Top pickSBI Cashback Card
5% cashback on almost every online merchant with no category list to memorise.
5% online, 1% offline
Annual fee
₹999 + GST
HDFC Bank
Best valueTata Neu Infinity HDFC Bank
The strongest RuPay option, earning NeuCoins on UPI plus 5% across Tata brands.
Up to 5% NeuCoinsLounge access
Annual fee
₹1,499 + GST
American Express
ReviewedAmerican Express Platinum Travel
Milestone travel vouchers at ₹1.9L and ₹4L of annual spend comfortably outweigh the fee.
Milestone vouchers + pointsLounge access
Annual fee
₹5,000 + GST
HDFC Bank
ReviewedHDFC Bank Millennia
5% cashback across ten popular online brands with a fee most users waive on spend.
5% on select merchantsLounge access
Annual fee
₹1,000 + GST
IDFC FIRST Bank
ReviewedIDFC FIRST Select
Lifetime free with never-expiring points and a 10x rate above ₹20,000 monthly spend.
Up to 10x reward pointsLounge access
Annual fee
Lifetime free
HDFC Bank
Data verified6E Rewards IndiGo HDFC Bank
Discount voucher on joining plus 6E Rewards that convert directly into IndiGo fares.
3% 6E Rewards on IndiGoLounge access
Annual fee
₹1,500 + GST
ICICI Bank
Data verifiedAdani One ICICI Platinum
Lifetime-free co-brand with airport-linked rewards and a complimentary lounge visit each quarter.
Up to 5% Adani reward pointsLounge access
Annual fee
Lifetime free
ICICI Bank
Data verifiedAdani One ICICI Signature
Reward points across Adani airports, Adani One travel bookings and partner brands.
Up to 7% Adani reward pointsLounge access
Annual fee
₹1,000 + GST
SBI Card
Data verifiedAir India SBI Platinum
Entry-level Air India co-brand with welcome miles and domestic lounge visits.
Up to 15 miles per ₹100Lounge access
Annual fee
₹1,499 + GST
Axis Bank
Data verifiedAirtel Axis Bank Credit Card
25% cashback on Airtel recharges and broadband, 10% on utilities and quick commerce.
25% on Airtel billsLounge access
Annual fee
₹500 + GST
American Express
Data verifiedAmerican Express Gold Charge
A charge card with no preset limit and milestone bonuses for reliable monthly payers.
1 MR point per ₹50Lounge access
Annual fee
₹4,500 + GST
American Express
Data verifiedAmerican Express SmartEarn
10x points on Amazon, Flipkart, Swiggy, Zomato and Uber at the lowest Amex fee.
10x on select partners
Annual fee
₹495 + GST
American Express
Data verifiedAmex Membership Rewards Card
Milestone bonus points and a voucher-led catalogue that suits steady monthly spenders.
1 MR point per ₹50
Annual fee
₹4,500 + GST
AU Small Finance Bank
Data verifiedAU Bank Altura Plus
Cashback on grocery, departmental store and fuel spend with a low waivable fee.
2% on groceries & fuelLounge access
Annual fee
₹499 + GST
AU Small Finance Bank
Data verifiedAU Bank LIT Credit Card
Subscribe only to the benefits you want each quarter and pay nothing when you pause.
Choose your own benefitsLounge access
Annual fee
Lifetime free
AU Small Finance Bank
Data verifiedAU Bank Vetta
Pick two 10x categories each quarter and route your biggest spends through them.
Up to 10 pts per ₹100Lounge access
Annual fee
₹4,999 + GST
AU Small Finance Bank
Data verifiedAU Bank Zenith
International lounge access and golf rounds with strong milestone rewards.
Up to 10 pts per ₹100Lounge access
Annual fee
₹4,999 + GST
Axis Bank
Data verifiedAxis Bank ACE
5% cashback on utility and recharge payments made through Google Pay, 2% flat elsewhere.
5% on bills via Google PayLounge access
Annual fee
₹499 + GST
Axis Bank
Data verifiedAxis Bank Cashback (ex-Citi)
Cashback on telephone, electricity bills and movie tickets from the migrated Citi range.
5% on bills & movies
Annual fee
₹500 + GST
Axis Bank
Data verifiedAxis Bank CRED Credit Card
Invite-led lifetime-free card managed inside the CRED app with coin-based rewards.
Up to 5% CRED coinsLounge access
Annual fee
Lifetime free
Axis Bank
Data verifiedAxis Bank Horizon
Miles-focused card for people who book flights and hotels directly rather than through portals.
5 EDGE Miles per ₹100 on travelLounge access
Annual fee
₹3,000 + GST
Axis Bank
Data verifiedAxis Bank Privilege
Annual shopping voucher and lounge access that together cover the fee at moderate spend.
10 EDGE points per ₹200Lounge access
Annual fee
₹1,500 + GST
Axis Bank
Data verifiedAxis Bank Rewards (ex-Citi)
Migrated Citi Rewards card, still one of the better apparel and department store earners.
10x on apparel & department stores
Annual fee
₹1,000 + GST
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